A common-sense guide to living rich . . . instead of dying rich Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.   The only thing you wasted along the way was . . . your life.  Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called “golden years.”   In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’s plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.   You’ll discover how to maximize your lifetime memorable moments with “time-bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your “fulfillment curve” and “personal interest rate.”   Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance—Perkins makes a timely, convincing, and contrarian case for living large. Read more

Expert real-world insight on the intricacies of quantitative trading before, during, and after the tradeThe Elements of Quantitative Investing is a comprehensive guide to quantitative investing, covering everything readers need to know from inception of a strategy, to execution, to post-trade analysis, with insight into all the quantitative methods used throughout the investment process. This book describes all the steps of quantitative modeling, including statistical properties of returns, factor model, portfolio management, and more. The inclusion of each topic is determined by real-world applicability. Divided into three parts, each corresponding to a phase of the investment process, this book focuses on well-known factor models, such as PCA, but with essential grounding in financial context. This book encourages the reader to think deeply about simple things. The author, Giuseppe Paleologo, has held senior quantitative research and risk management positions at three of the four biggest hedge fund platforms in the world, and at one of the top three proprietary trading firms. Currently, he serves as the Head of Quantitative Research at Balyasny Asset Management with $21 billion in assets under management. He has held teaching positions at Cornell University and New York University and holds a Ph.D. and two M.S. from Stanford University. This book answers questions that every quantitative investor has asked at some point in their career, including: How do I model multivariate returns?How do I test these models, either developed by me or by commercial vendors?How do I incorporate asset-specific data in my model?How do I convert risk appetite and expected returns into a portfolio?How do I account for transaction costs in portfolio management?The Elements of Quantitative Investing earns a well-deserved spot on the bookshelves of financial practitioners seeking expert insight from a leading financial executive on quantitative investment topics―knowledge which is usually accessible to few and transmitted by one-on-one apprenticeship. Read more

Tower of Basel is the first investigative history of the world's most secretive global financial institution. Based on extensive archival research in Switzerland, Britain, and the United States, and in-depth interviews with key decision-makers -- including Paul Volcker, the former chairman of the US Federal Reserve; Sir Mervyn King, governor of the Bank of England; and former senior Bank for International Settlements managers and officials -- Tower of Basel tells the inside story of the Bank for International Settlements (BIS): the central bankers' own bank.Created by the governors of the Bank of England and the Reichsbank in 1930, and protected by an international treaty, the BIS and its assets are legally beyond the reach of any government or jurisdiction. The bank is untouchable. Swiss authorities have no jurisdiction over the bank or its premises. The BIS has just 140 customers but made tax-free profits of 1.17 billion in 2011-2012.Since its creation, the bank has been at the heart of global events but has often gone unnoticed. Under Thomas McKittrick, the bank's American president from 1940-1946, the BIS was open for business throughout the Second World War. The BIS accepted looted Nazi gold, conducted foreign exchange deals for the Reichsbank, and was used by both the Allies and the Axis powers as a secret contact point to keep the channels of international finance open.After 1945 the BIS -- still behind the scenes -- for decades provided the necessary technical and administrative support for the trans-European currency project, from the first attempts to harmonize exchange rates in the late 1940s to the launch of the Euro in 2002. It now stands at the center of efforts to build a new global financial and regulatory architecture, once again proving that it has the power to shape the financial rules of our world. Yet despite its pivotal role in the financial and political history of the last century and during the economic current crisis, the BIS has remained largely unknown -- until now. Read more

75th Anniversary EditionThe classic work on investing, filled with sound and safe principles that are as reliable as ever, now revised with an introduction and appendix by financial legend Warren Buffett—one of the author’s most famous students—and newly updated commentaries on each chapter from distinguished Wall Street Journal writer Jason Zweig.“By far the best book about investing ever written.”—Warren BuffettSince its original publication in 1949, Benjamin Graham’s revered classic, The Intelligent Investor, has taught and inspired millions of people worldwide and remains the most respected guide to investing. Graham’s timeless philosophy of “value investing” helps protect investors against common mistakes and teaches them to develop sensible strategies that will serve them throughout their lifetime.Market developments over the past seven decades have borne out the wisdom of Graham’s basic policies, and in today’s volatile market, The Intelligent Investor remains essential. It is the most important book you will ever read on making the right decisions to protect your investments and make them grow.Featuring updated commentaries which accompany every chapter of Graham’s book—leaving his original text untouched—from noted financial journalist Jason Zweig, this newly revised edition offers readers an even clearer understanding of Graham’s wisdom and how it should be applied by investors today. Read more

Money is plentiful for those who understand the simple laws which govern its acquisition.In the early 1920s, George S. Clason wrote a collection of parables set in ancient Babylon that provided guidance on one's financial well-being. These parables were distributed as pamphlets to U.S. banking and insurance customers and were so well-received by the public that in 1926, the parables were collected into one volume under the title of his most famous story, The Richest Man in Babylon. Largely seen as a classic in personal financial advice, The Richest Man in Babylon has provided millions with guidance and inspiration for financial wellness. Read more

The New York Times and Sunday Times Bestseller. As featured on the Dr Chatterjee podcast Feel Better, Live More and the Diary of a CEO podcast with Steven Bartlett. From the author of the multi-million copy selling The Psychology of Money…Same As Ever will arm you with a powerful new ability to think about risk and opportunity, and navigate the uncertainty of the future. When planning for the future, we often ask something like, “What will the economy be doing this time next year?” Or we want to know, “What will be different ten years from now?”But forecasting is hard. The important events that will shape the future are inherently unpredictable.Instead, we should be asking a different question: What will be the same in the future as it is now?Knowledge of the things that never change is more useful, and more important, than an uncertain prediction of an unknowable future.In Same As Ever, bestselling author Morgan Housel shares 24 short stories about the ways that life, behaviour, and business will always be the same.As you see familiar themes repeat again and again in the years ahead, you’ll find yourself nodding and saying, “Yep, same as ever.”With this new knowledge and confidence, you will be on the path to living a good life. Read more

Your step-by-step guide to financial independence―from the creator of the #1 investing education podcast, Girls That Invest.Ever wondered how on earth the stock market works, but felt too intimidated to ask "those" questions? This is the book for you! In this guide to investing in stocks (aka shares), Simran Kaur teaches the essential principles you can apply to any market, anywhere in the world.Because money provides freedom: The freedom to say yes or no, the freedom to handle whatever life throws at you, and the freedom to grow and prosper. This book is your invitation to join the thriving community of women who are building a better financial future.Understand the stock market and different types of investmentsGrow your money, beat inflation and secure your futureDecode the jargon around markets, diversification, earnings and moreExplore different investor strategies and find the right one for youPut it all together, step-by-step, and start your investment portfolioInvesting is for everyone. Pick up Girls That Invest, become an investor-in-training, and claim a space for yourself in the world of finance―so you too can find financial independence and create generational wealth. Read more

'Gripping' Economist 'Jaw-dropping' Sunday Times 'Riveting' Financial Times 'Fascinating' ReutersWe are entering an age of energy crises and food shortages. This book reveals why.Meet the swashbuckling traders who supply the world with energy, food and metal.Their goal: To make billions by buying and selling raw materials - flogging Russian gas to Europe, Saudi oil to America and Congolese metals to Silicon Valley.Their methods: Whatever it takes - whether funnelling cash to Vladimir Putin's sanction-stricken Kremlin, schmoozing Russian metal oligarchs after the collapse of the Soviet Union, or striking deals with the Libyan rebels at the height of the Arab Spring.These are the commodity traders. You've probably never heard of them. But, like it or not, you're one of their customers.*Financial Times and Economist Book of the Year**Shortlisted for the Financial Times & McKinsey Business Book of the Year Award* 'Shows how much money and global influence is concentrated in the hands of a tiny group . . . Remarkable . . . As the authors roam from oilfield to wheatfield, they reveal information so staggering you almost gasp' Sunday Times 'A globe-spanning corporate thriller, full of intrigue and double dealing . . . Changes how we see the world, often in horrifying ways' Spectator 'A rich archive of ripping yarns . . . The high level narrative is gripping enough. But it is the details of what these freewheeling companies actually got up to that give the book a thriller-like quality' Financial Times 'Some of the stories could be straight out of John le Carré. The difference is they're true' Andrew Neil Read more

THE INTERNATIONAL BESTSELLING SENSATION'The Lean Startup changes everything.' - Harvard Business Review----------Most new businesses fail. But most of those failures are preventable.The Lean Startup is a new approach to business that's being adopted around the world. It is changing the way companies are built and new products are launched.Essential reading for any ambitious entrepreneur, The Lean Startup will teach you to identify what your customers really want. You'll learn how to test your vision continuously, adapting and adjusting before it's too late.With over a million copies sold across the globe, now is your time to think Lean. Read more

When you think about retirement, what comes to mind? Maybe it has something to do with stopping work, but should it? Whatever your plans for retirement are, do you know how to achieve them? Do you know how your pensions, ISAs, property and everything else will come together to deliver the lifestyle you want one day?In this deeply practical book, 25-year veteran financial planner Pete Matthew walks you through the three phases of retirement:The Home Straight – the last five or ten years before retirement, when it’s time to get everything in place and aligned.The Great Transition – for many of us, retiring is a process not an event and it looks different for each of us.The New Normal – once we’re settled into our new life, we need to keep everything under review and look towards some later life planning.In this book, you’ll find everything you need to KNOW and everything you need to DO to plan and enjoy your perfect retirement. Read more

A comprehensive and authoritative exploration of Bitcoin and its place in monetary historyWhen a pseudonymous programmer introduced "a new electronic cash system that’s fully peer-to-peer, with no trusted third party" to a small online mailing list in 2008, very few people paid attention. Ten years later, and against all odds, this upstart autonomous decentralized software offers an unstoppable and globally accessible hard money alternative to modern central banks. The Bitcoin Standard analyzes the historical context to the rise of Bitcoin, the economic properties that have allowed it to grow quickly, and its likely economic, political, and social implications.While Bitcoin is an invention of the digital age, the problem it purports to solve is as old as human society itself: transferring value across time and space. Author Saifedean Ammous takes the reader on an engaging journey through the history of technologies performing the functions of money, from primitive systems of trading limestones and seashells, to metals, coins, the gold standard, and modern government debt. Exploring what gave these technologies their monetary role, and how most lost it, provides the reader with a good idea of what makes for sound money, and sets the stage for an economic discussion of its consequences for individual and societal future-orientation, capital accumulation, trade, peace, culture, and art. Compellingly, Ammous shows that it is no coincidence that the loftiest achievements of humanity have come in societies enjoying the benefits of sound monetary regimes, nor is it coincidental that monetary collapse has usually accompanied civilizational collapse.With this background in place, the book moves on to explain the operation of Bitcoin in a functional and intuitive way. Bitcoin is a decentralized, distributed piece of software that converts electricity and processing power into indisputably accurate records, thus allowing its users to utilize the Internet to perform the traditional functions of money without having to rely on, or trust, any authorities or infrastructure in the physical world. Bitcoin is thus best understood as the first successfully implemented form of digital cash and digital hard money. With an automated and perfectly predictable monetary policy, and the ability to perform final settlement of large sums across the world in a matter of minutes, Bitcoin's real competitive edge might just be as a store of value and network for the final settlement of large payments a digital form of gold with a built-in settlement infrastructure.Ammous' firm grasp of the technological possibilities as well as the historical realities of monetary evolution provides for a fascinating exploration of the ramifications of voluntary free market money. As it challenges the most sacred of government monopolies, Bitcoin shifts the pendulum of sovereignty away from governments in favor of individuals, offering us the tantalizing possibility of a world where money is fully extricated from politics and unrestrained by borders.The final chapter of the book explores some of the most common questions surrounding Bitcoin: Is Bitcoin mining a waste of energy? Is Bitcoin for criminals? Who controls Bitcoin, and can they change it if they please? How can Bitcoin be killed? And what to make of all the thousands of Bitcoin knockoffs, and the many supposed applications of Bitcoin's 'block chain technology'? The Bitcoin Standard is the essential resource for a clear understanding of the rise of the Internet's decentralized, apolitical, free-market alternative to national central banks. Read more

'The tips and tricks are just brilliant.' – Jane Dunn, author of Jane's Patisserie101 eco-friendly home-hacks, tips and recipes from Sunday Times bestselling author and Great British Bake Off winner Nancy Birtwhistle.One change, any change, will make a difference to our precious planet.We all want to do our best for our homes and the planet, but it’s often hard to find the time and energy to think of alternatives. Nancy Birtwhistle makes it easy with 101 indispensable tips, ideas and recipes that will help you to live a more eco-friendly life without giving up on any home comforts.This practical book is the ultimate guide to reducing your environmental impact while saving you time and money. Inside are tips and home hacks on everything from eco cleaning, upcycling and making the most out of your weekly shop to small-space gardening and creative crafts, plus a selection of Nancy's delicious recipes. Clearly explained, accessible and beautifully illustrated with black and white line-drawings, Green Living Made Easy is the perfect guide for anyone looking to pursue a more sustainable lifestyle but unsure where to start.'Finally, an eco-friendly home guide that's relatable and we can all follow.' – Sophie Liard, author of The Folding Lady Read more

The infographics edition of this classic success guide presents Dr. Covey’s timeless wisdom in visually powerful, highly readable graphics. Dr. Stephen R. Covey's The 7 Habits of Highly Effective People is one of the most inspiring and impactful books ever written. Since it was first published in 1989, it has helped tens of millions of people transform their lives for the better.Now you can learn critical lessons about the habits of successful people in an infographics format that makes it easy for you to apply Dr. Covey’s 7 Habits.“Dr. Covey’s emphasis on self-renewal and his understanding that leadership and creativity require us to tap into our own physical, mental, and spiritual resources are exactly what we need now." —Arianna HuffingtonThe 7 Habits of Highly Effective People, Infographics Edition guides you through each habit step-by-step: ·       Habit 1: Be Proactive ·       Habit 2: Begin With The End In Mind ·       Habit 3: Put First Things First ·       Habit 4: Think Win-Win ·       Habit 5: Seek First To Understand Then Be Understood ·       Habit 6: Synergize ·       Habit 7: Sharpen The Saw Read more

THE SUNDAY TIMES BESTSELLERThe essential blueprint for a better future, from the leading economist and Labour rising star‘Stellar: brilliant, incredibly pragmatic’ Rory Stewart‘No one has done more to re-inject sanity into our national policy’ Emily Maitlis'Everyone should read this book if they care about our country' Tom BaldwinGreat Britain? is both a clear-eyed diagnosis of the problems facing our country – a uniquely toxic combination of huge inequality and stagnant economic growth – and a bold vision for the alternative.In this treasure trove of enlightening and original analysis, Torsten Bell argues that our era of chaos and cynicism needs neither utopianism nor nostalgia, but a practical patriotism to raise living standards and create a more equal country. This is a book bursting with ideas and infectious hope: Bell passionately points us towards a Britain that we can actually build – a future worth fighting for.*Updated with a new Preface*'Pretty cool' Alastair Campbell‘Refreshingly optimistic’ The Times‘A dose of Torstenomics is the only thing that can give us hope’ Amol Rajan‘Spiced with wit, masterful, fact-packed’ Polly Toynbee Read more

New second edition: fully up-to-date for 2025From the author of Amazon best-sellers “Property Investment For Beginners” and “Beyond The Bricks”Over the last 20 years, more than a million Brits have made life-changing profits from buy-to-let. But as prices keep rising and the tax landscape changes, investors need to get smarter in order to succeed.It’s far from “game over”, but the game is changing… for the better. The unwary and under-prepared will be squeezed from the market – leaving educated, strategic investors to have their best decade yet.The Complete Guide To Property Investment gives you the insight, information and action plan you need to navigate this new property landscape and come out on top.It starts by demonstrating – with real-life examples – a range of strategies suited to achieving different investment goals. Only then does it take you step by step through every aspect of researching, financing, buying and managing investment properties.You'll learn:How to formulate a strategy suited to achieving your investment goalsEverything you need to know about financing your investmentsAn exact step-by-step research process you can use to decide what to invest inHow to manage your investmentsWhat the property cycle is, and how you can use it to your advantageHow to build a profitable portfolio for the long-term – including scaling up, surviving recessions, and exit strategies.Whether you’re turning to property to secure your retirement, start a new career or generate a stream of passive income, this book will be the most valuable investment you make. Read more

The crisis of 2008 ended the illusion of a golden era in which many people imagined that prosperity and political calm would continue to spread indefinitely. In a world now racked by slowing growth and mounting unrest, how can we discern which nations will thrive and which will fail? Shaped by prize-winning author Ruchir Sharma's twenty-five years travelling the world, The Rise and Fall of Nations rethinks economics as a practical art. By narrowing down the thousands of factors that can shape a country's future, it spells out ten clear rules for identifying the next big winners and losers in the global economy.Each rule looks at a nation's political, economic, and social conditions in real time to filter out the hype and noise. He shows, for example, how slow population growth is eroding economic growth, and ranks nations by how well they respond. He describes the way cycles of political complacency and revolt fuel economic booms and busts. Amid growing tensions over inequality, he demonstrates how billionaire lists yield clues to which economies are most or least threatened by extreme wealth. In a period when the world is struggling with trillions of dollars in new debt, he explains which nations are most likely to avert this threat or buckle under it. Sharma's rules are based on the data he has collected over many years at Morgan Stanley Investment Management in New York, where he is now Head of Emerging Markets and Chief Global Strategist. This is a book of original research, not mere opinion. The final chapter takes the reader on a surprising world tour of the likely winners and losers in the near future. The Rise and Fall of Nations is enlivened by Sharma's stories from the road and his encounters with presidents, tycoons, and villagers from Rio to Beijing. It is a pioneering field guide to understanding our impermanent world. Read more

Very few careers can offer you the freedom, flexibility and income that active trading does. As a trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You may only answer to yourself. That is the life of a successful day trader; but it is not easy to achieve and very few succeed.In the book, I describe the fundamentals of day trading, explain how day trading is different from other styles of trading and investment, and elaborate on important trading strategies that many traders use every day. I've kept the book short so you can actually finish reading it and not get bored by the middle.For beginner traders, this book gives you an understanding of where to start, how to start, what to expect from day trading, and how to develop your strategy. Simply reading this book, however, will not make you a profitable trader. Profit in trading does not come with reading a book or two or browsing online. It comes with practice, the right tools and software and appropriate ongoing education.Intermediate traders may benefit from the book's extensive overview of some of the classic strategies that the majority of retail traders regularly use with proven success. If you think you are beyond the stage of a novice trader, then you may want to jump ahead and start reading from Chapter 7 for an overview of the most important day trading strategies:Day trading is not gambling or a hobby. You must approach trading very, very seriously. As such, I wake up early, go for a run, take a shower, get dressed, eat breakfast, and fire up my trading station before the markets open in New York. I am awake. I am alert. I am motivated when I sit down and start working on the list of stocks I will watch that day. This morning routine has tremendously helped my mental preparation for coming into the market. Whatever your routine is, starting the morning in a similar fashion will pay invaluable dividends.ABCD Pattern TradingBull Flag Momentum TradingTop Reversal TradingBottom Reversal TradingMoving Average Trend TradingVWAP TradingSupport and Resistance Trading Read more